E-Wallet Development

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Bamboo Agile
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  • Date Published
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E-Wallet allows making payments in users’ personal accounts. The app features a system integration with an MNO, banking, and payment systems.

E-Wallet turns a smartphone into a payment tool allowing its user to pay their bills, buy tickets, and pay for goods and services in one application.

Features for Users:

  • Make payments
  • Monitor e-balance
  • Review payments history
  • Create favorite payments lists
  • Receive payment reminders

Features for Administrators:

  • Manage the payment workflow
  • Collect end-user statistics
  • Access the user management interfaceChallenge

MTS, a major Belarusian TSP, approached Bamboo Agile with an idea for a mobile-based wallet that would enable their clients to make payments with their smartphones. All transactions were to be processed via the Belarusian National Information and Settlement System “Raschet” launched in 2008 to simplify payments between individuals and legal entities across the country.

Solution

  • Developing a unique API to provide seamless integration with the TSP’s billing and “Raschet” systems.
  • Making a special secure protocol to connect E-Wallet to the various banks’ CMSs, ensuring the safety and instant processing of all transactions performed in the app.
    Results.

In Belarus, where consumers still prefer to use cash, mobile payment apps like E-Wallet can set the trend for e-payment systems, bringing various benefits to users by removing intermediate steps such as commuting, signing papers, withdrawing cash, etc. With such features as “Add to favorites”, quick-to-set reminders, and payment history the E-Wallet makes over 2,000 payment types doable with a single tap.